![]() For example, the cost to replace jewelry, artwork, musical instruments, bicycles, or stamp collections may exceed your policy limit. Collect or Buy Expensive BelongingsĮrie Insurance offers personal valuables insurance to protect collectibles and expensive items you own. Erie’s home-sharing insurance protects against property damage, theft, and liability claims. Standard homeowners insurance may not cover damage from a guest if you rent your entire home or even just part of it. Use Airbnb or Home-SharingĪirbnb and other home-share sites are growing in popularity. If you live in a flood-prone area or want the protection flood insurance can offer, Erie’s flood insurance coverage can help. According to the Insurance Information Institute, the damage can be substantial-the average flood insurance claim in 2018 was $42,580. Need Flood Coverageįlooding is the most common natural disaster in the U.S. Erie Insurance gives you custom coverage to protect your mobile, manufactured, or modular home. The coverage you get from the best mobile home insurance companies is similar to a standard homeowners policy. But your personal belongings? You need individual condo insurance, called an HO-6 policy, to protect your possessions.Ĭalculate how much condo insurance you need, then contact an Erie agent for a custom insurance quote. Your condo master policy may cover the walls and flooring inside your unit. Own a CondoĬondo owners have needs that are very different from a typical homeowner. If someone is injured while on your property or slips and falls in your home, a renter s policy can help pay for their medical bills, lost wages, and more. Plus, your policy includes liability protection. Renters insurance can provide coverage if you have personal things stolen, damaged, or destroyed. Erie’s renters insurance comes with many different features that make it simple to protect your items. Why do you need renters insurance? Your landlord’s policy doesn’t cover your personal belongings. With guaranteed replacement cost, you won’t have any surprises when filing a claim, even if you need to rebuild your entire home. Many homeowners don’t know the difference between actual cash value and replacement cost insurance. However, Erie goes above and beyond by offering home insurance policies with guaranteed replacement cost coverage. A homeowners insurance policy can offer coverage for your house and belongings, as well as personal liability coverage if someone is hurt in your home. The company can cover your insurance needs if you: Own a Home Make sure the company you choose can do what it’s supposed to and protect your most important investment-your home.Īccording to its website, Erie offers property insurance across various dwelling situations. Coverage options and exclusions vary among insurers. Homeowners insurance is the same, no matter where you buy it, right? Not so fast.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |